Application
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The mortgage application form is complex and requires to be
completed as percise as possible. This is one of the main reason
we don't have an "online" application form. "We do all the work for
you", simple contact us and we'll complete the application for you -
right over the phone. As well as handle the many, many other
requirements needed to successfully receive a loan approval in a
timely manner..
completed as percise as possible. This is one of the main reason
we don't have an "online" application form. "We do all the work for
you", simple contact us and we'll complete the application for you -
right over the phone. As well as handle the many, many other
requirements needed to successfully receive a loan approval in a
timely manner..
"We Do All The Work For You"
Each loan transaction has its own unique situations, however all
loan transaction involves three basic areas of qualification and
verification in order to be approved.
The 3 Cs of all loans
We can provide you a verbal "Pre-Approval" in as little as
an hour.
loan transaction involves three basic areas of qualification and
verification in order to be approved.
The 3 Cs of all loans
- CREDIT - Has the applicant maintained an acceptable
repayment history of previous financial accounts. - CAPABILITY - Does the applicant have the qualified income
required to repay the loan. This is determined by having an
acceptable income to debt percentage ratio. - COLLATERAL - The security instrument - real estate
property. Does the property support the amount and term
of the loan as well as meet all legal requirements as
determined by the loan program.
We can provide you a verbal "Pre-Approval" in as little as
an hour.
Mortgage Loan Qualification 101
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HOW TO FIND & BUY YOUR FIRST HOME
So you want to buy a home. Congratulations! This decision
is an important step towards a rewarding and exciting
milestone in your life. You may soon i nd that every
homeowner you meet tells you about the joys of having a
place of your very own. And you’re never too young to own.
Figures from the National Association of Realtors show that
the average age of first-time buyers is 32 years.
Homeownership is not always easy, but most people will
agree that the rewards far outweigh the challenges. The
first challenge, of course, is to learn all the steps to buying
a home! This guide will provide helpful tips and information
you need to understand the process and get started on
your path to homeownership
is an important step towards a rewarding and exciting
milestone in your life. You may soon i nd that every
homeowner you meet tells you about the joys of having a
place of your very own. And you’re never too young to own.
Figures from the National Association of Realtors show that
the average age of first-time buyers is 32 years.
Homeownership is not always easy, but most people will
agree that the rewards far outweigh the challenges. The
first challenge, of course, is to learn all the steps to buying
a home! This guide will provide helpful tips and information
you need to understand the process and get started on
your path to homeownership
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19 Mortgage Calculators Get this Widget
Mortgage Calculators
Use this simple
mortgage calculator
to find out what
payments, rate and
down payment you
will need and how
much home you can
afford.
Please feel free to
call us with any
questions.
mortgage calculator
to find out what
payments, rate and
down payment you
will need and how
much home you can
afford.
Please feel free to
call us with any
questions.
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| Contact webmaster Graham Mortgage, Inc., NMLS # 376232 1144 Young St., Honolulu, HI 96814 Ph: (808) 593-1991 |