Important Information About Procedures For Obtaining a Mortgage Loan In accordance with Section 326 of the USA PATRIOT Act of 2001, GMI is required to obtain a copy of the documents used in identifying our new customers. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a mortgage loan. What this means for you: When you apply for a mortgage loan, we will ask for your name, address, date of birth and other information that will allow us to identify you. At closing, our agent may also ask to see your driver's license or other identifying documents. |
Privacy At Graham Mortgage Inc. (GMI) we are dedicated to upholding a strict code of ethics and business practices. In doing so, we work hard to respect and protect our customers' privacy and security. We have listed below how we will use customer information and the forms of contact you could expect from GMI. Personal Information All personal and financial information acquired by GMI is used to process your loan. We will never rent, sell, or share any personal information to third party marketers and will only share information that is required to close your loan. Security GMI takes every precaution to protect our users' information. When users submit sensitive information via the Web site, their information is protected both online and off-line. Ongoing improvement and compliance In an effort to enhance our site services and ensure compliance with federal and state banking regulations and internal policies, GMI may use outside third parties to perform quality control reviews. When you sign the Universal Residential Loan Application, you grant GMI permission to include your loan file in these quality reviews. By using our site, you consent to our collection and use of your information. Any changes to our policy will be reflected on this page so that you are always aware of the information we collect and how we use it. General Agreement: We reserve the right to make any and all changes to this Web site at its sole discretion without notice to the User. This Agreement includes ail other notices, policies, disclaimers, and other terms contained in this Web site; provided, however, that in the event of a conflict between such other terms and the terms of this Agreement, this Agreement controls. This Agreement is governed by the laws of our State. User consents to the exclusive jurisdiction and venue of the governing courts in all disputes arising out of or relating to the use of this Web site. Use of this Web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. Our performance of this Agreement is subject to existing laws and legal process and nothing contained in this Agreement is in derogation of our right to comply with law enforcement requests or requirements relating to the User's use of this Web site or information provided to or gathered from us with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, the invalid or unenforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. This Agreement constitutes the entire Agreement between the User and our company with respect to this Web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the User and our company with respect to this Web site. A printed version of this Agreement and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to the Agreement to the same extent and subject to the same conditions as other business documents, and records originally generated and maintained in printed form. Any rights not expressly granted herein are reserved. |
Legal Notice:
USA Patriot Act Notice:
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
|
| Contact webmaster Graham Mortgage, Inc., NMLS # 376232 1144 Young St., Honolulu, HI 96814 Ph: (808) 593-1991 |