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Our Mission
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| Helping Hawaii residents obtain their dream in Home Ownership. |
A mortgage broker has much more experience and knowledge than
you could ever imagine. A good broker will:
A mortgage broker can shop a client's loan among many lenders,
not just for rate but as to whether they will actually do the loan or
not. You might think that criteria are the same everywhere, but it's
just not true. Neither are processing time and other important
measures of service that affect you.
Bottom line, a good mortgage broker can be a great asset to you,
but you should shop carefully (and don't ask about rates; the broker
doesn't set the rates). Instead, check for the quality of service by
getting the names of a few of the broker's recent clients and calling
and talking with them. No honest broker will refuse you that.
you could ever imagine. A good broker will:
- Have a better understanding of your needs
- Have a better understanding of your mortgage options
- Have a better understanding of the current market
- Explain all loan elements, options, and fees
- Have access to a wider selection of loan products.
A mortgage broker can shop a client's loan among many lenders,
not just for rate but as to whether they will actually do the loan or
not. You might think that criteria are the same everywhere, but it's
just not true. Neither are processing time and other important
measures of service that affect you.
Bottom line, a good mortgage broker can be a great asset to you,
but you should shop carefully (and don't ask about rates; the broker
doesn't set the rates). Instead, check for the quality of service by
getting the names of a few of the broker's recent clients and calling
and talking with them. No honest broker will refuse you that.
| Why Use A Mortgage Broker |
Under the National Mortgage License System (NMLS), Graham
Mortgage Inc. is a licensed Mortgage Loan Origination Company (aka
Mortgage Broker).
Mortgage brokers have gotten a bad rap in the last few years.
Unfortunately, many unscrupulous mortgage brokers steered
borrowers into expensive loans with large kickbacks and helped fuel
the current crisis by failing to properly disclose all information.
Fortunately, under the NMLS, most of them are now out of business.
The mortgage brokers who remain are highly reputable people who
are interested in helping borrowers find appropriate and affordable
loans.
Mortgage Inc. is a licensed Mortgage Loan Origination Company (aka
Mortgage Broker).
Mortgage brokers have gotten a bad rap in the last few years.
Unfortunately, many unscrupulous mortgage brokers steered
borrowers into expensive loans with large kickbacks and helped fuel
the current crisis by failing to properly disclose all information.
Fortunately, under the NMLS, most of them are now out of business.
The mortgage brokers who remain are highly reputable people who
are interested in helping borrowers find appropriate and affordable
loans.
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| Contact webmaster Graham Mortgage, Inc., NMLS # 376232 1144 Young St., Honolulu, HI 96814 Ph: (808) 593-1991 |
